Electronics

Apple's latest how-to video teaches you Apple Pay Cash

Apple's latest how-to video teaches you Apple Pay Cash

Apple customers who have not set up Apple Pay up on their supported device can still receive money, according to Apple.

When I tapped Pay to send $1 to a colleague and then hit the Send up arrow, I had to approve the transaction with a Touch ID finger press (of course, iPhone X users will use Face ID).

Building Apple Pay Cash required help from major partners.

"Through the business model Apple has built, banks have paid the freight for building Apple Pay, and with now Apple is powering merchant transactions through a pathway that essentially cuts banks out of the equation when Apple Pay Cash is used to pay merchants directly", said Richard Crone, a principal with Crone Consulting. Sometimes this option won't show up until it's been activated through the Wallet app, though. If you're using Apple's system and want to pay an Android user, you're going to have to hand over dirty old dollar bills, for now. Once set up, though, Apple Pay Cash will then be available for the Apple Watch in both Messages and Wallet apps. Finally, for debit or prepaid credit card to Apple Pay Cash transfers, there is a $10 minimum and a $3,000 maximum per transfer, with a $10,000 weekly limit.

Here's what it looks like when you send or request money.

. The process is identical for adding any other credit card to Apple Pay. Apple Pay Cash, thankfully, doesn't by default share your every transaction with a special-purpose social network, as Venmo does. Venmo introduced Pay with Venmo at a handful of merchants in 2014, and in October Venmo expanded opened the feature to more than 2 million merchants that that accept payments from parent PayPal.

Wembley Stadium to host more games in Euro 2020
UEFA said Russian Federation and Ukraine would be kept apart in the group stage, as would Armenia and Azerbaijan. UEFA also divided host cities into pairs, with each pair sharing matches in a given group.

Getting in a bit late on Facebook Messenger, Google Wallet, and PayPal's action, Apple Pay Cash is the latest peer-to-peer payment system from a tech giant.

You'll need to add your bank account details first, so tap on "Add Bank Account".

Give it a few moments to add your bank account. Just make sure you have watchOS 4.2 installed.

What Can You Do with Your Apple Pay Cash Balance?

When these users receive money for the first time, it's added to their new Apple Pay Cash card upon acceptance of terms. We could use it on Monday, but it's not available to everyone yet. If you have a MacBook with Touch ID, you can use Apple Pay Cash, or you can connect an older Mac to your iPhone and pay that way. So if a friend sends you $20 through Apple Pay Cash, you can turn around and spend that money at Walgreens using Apple Pay as your payment method.

Using the iMessage app, Apple users can easily transfer money to other people, while the Wallet app will allow people to purchase from physical and online stores and transfer money to a bank account or from a debit or credit card.


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